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Dear Friends: I just had a client who asked me whether or not he had Uninsured Motorist Coverage because he saw it on a lawyer's commercial on television- that it was good to have. Well, he does not remember, but he chose not to have it when he bought the policy because the policy cost less without it. He asked me if we had asked him about it when he bought the policy. I told him that not only had we asked him about it and had encouraged him to include it but that he had to sign a long form saying that he did not want it. It breaks my heart when I explain to people what they need and then do not buy it. I believe that they think I am trying to sell them something that they do not need. After 40 years in the Insurance Business -- my staff and I recommend what you need based on our experience and the policy. Please see me for the best policy that you can afford. Ron Silverman
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