http://www.silvermanagency.com/blog/View Ronald N. Silverman Insurance Agency 's Website Blogen-uspostmaster@www.silvermanagency.comInsurance Website Builder - www.insurancewebsitebuilder.comurn:uuid:73e24d5d-b352-4e45-8f33-d82dfd0fa417urn:uuid:b000c3a9-4958-403d-b537-c9eaf22f9b4aDear Friends: If you are turning 65 years of age this year, please call me to make a reservation for one of my Medicare Seminars. I spend the time right here in the conference room of my office explaining the process. We are "Authorized to Offer the ...Thu, 05 Jan 2012 14:39:14 -0600Dear Friends: If you are turning 65 years of age this year, please call me to make a reservation for one of my Medicare Seminars. I spend the time right here in the conference room of my office explaining the process. We are "Authorized to Offer the AARP United Health Care Medicare Advantage Plans and the AARP Medicare Supplement Plans." I take the confusion out of the process and you would be surprised as to how happy you will be. Please call me at 386-860-0001 X7. Thanks. Ron Silvermanurn:uuid:cafe282c-2706-4b8f-8b84-a3366240b5aeDear Friends: For those of you who are in&nbsp;Medicare Plans that require a great amount of Co-Pays and Deductibles, you have an option to leave that Plan in January to February 14th of 2012. You may then chose a plan that has little or no Co-Pays o...Thu, 29 Dec 2011 12:12:48 -0600Dear Friends: For those of you who are in&nbsp;Medicare Plans that require a great amount of Co-Pays and Deductibles, you have an option to leave that Plan in January to February 14th of 2012. You may then chose a plan that has little or no Co-Pays or Deductibles without proof of insurability. I find that&nbsp;some people need to make a change to a better&nbsp;Medicare Plan but do not know how to go about it. I will be having Medicare Educational Seminars at the end of January and beginning of February right in my office at 770 Deltona Blvd. Ste. B, Deltona, FL 32725 - 386-860-0001X7. Please call me and I will show you legitimate options with no pressure -- just gentle honest assistance. Please call! Ronurn:uuid:576d6762-fa76-468d-8e9d-f369a1938393Dear Friends: Our Agency is now Authorized to offer AARP Medicare&nbsp;Solutions through the United Health Care System. This can be a great way to go for some people. AARP also offers a&nbsp;Medigap Policy and the separate PDP Drug Plan. We are havin...Tue, 27 Dec 2011 15:59:02 -0600Dear Friends: Our Agency is now Authorized to offer AARP Medicare&nbsp;Solutions through the United Health Care System. This can be a great way to go for some people. AARP also offers a&nbsp;Medigap Policy and the separate PDP Drug Plan. We are having Seminars on these products and others right here in our office at the end of January and beginning of February. People who are signing up for Medicare need good instructions on the whole process and we give great classes on the procedure wihtout pushing anyone to buy our product. Our goal remains to make sure that people are happy with their insurance choices!<br /> Please call me at 386-860-0001 X7 for more information. It is truly my pleasure to meet with you at my Seminar or in person. Thanks -- and a very Happy New Year to all! Ron Silverman, Agent.urn:uuid:cc4176f8-2644-4c40-8e97-3e660f303330Dear Friends: I turned on the late night news and I saw Medicare Supplement Advertisements!!! Wow!!! Everybody wants you to&nbsp;sign up for&nbsp;their product but it is only at THE SILVERMAN INSURANCE AGENCY that we educate you, talk to you and find...Thu, 27 Oct 2011 13:52:58 -0500Dear Friends: I turned on the late night news and I saw Medicare Supplement Advertisements!!! Wow!!! Everybody wants you to&nbsp;sign up for&nbsp;their product but it is only at THE SILVERMAN INSURANCE AGENCY that we educate you, talk to you and find out what your real concerns are about before we suggest a solution. Call me for a private, personal chat about Medicare and the options that are truly correct for you. Ron Silverman 386-860-0001 X7urn:uuid:0acc3465-708f-4d6f-ba75-fd86e742d861Silverman Insurance is now offering the Mutual of Omaha Medicare Supplement.&nbsp; Mutual of Omaha has been offering the Medicare Supplement since Medicare began. We are proud to offer Plan A C D F and M. Ron or Teri will take the time with you to go...Tue, 11 Oct 2011 10:07:12 -0500Silverman Insurance is now offering the Mutual of Omaha Medicare Supplement.&nbsp; Mutual of Omaha has been offering the Medicare Supplement since Medicare began. We are proud to offer Plan A C D F and M. Ron or Teri will take the time with you to go through a potential claim and explain how the Plan works. <br /> <br /> + Keep your doctors and health care providers<br /> <br /> + See Specialists without referrals<br /> <br /> + Receive benefits with no waiting period<br /> <br /> + Enjoy guaranteed coverage for life<br /> <br /> + Don't pay a policy fee with our plan<br /> <br /> Add our helpful Agency staff and the midwestern customer service and you have the coverage and security you seek!<br /> <br /> Call me!!!! Ron Silverman&nbsp; 386 860 0001 X7urn:uuid:8f68665a-1a82-4b77-8488-d773dd7fca77Medicare Supplement Insurance is important for all Seniors. The way the Medicare System is set up and how the policies interact is something I can help you with. I specialize in the Mutual of Omaha Medicare Supplement and the Government Personnel Mut...Fri, 16 Sep 2011 09:22:30 -0500Medicare Supplement Insurance is important for all Seniors. The way the Medicare System is set up and how the policies interact is something I can help you with. I specialize in the Mutual of Omaha Medicare Supplement and the Government Personnel Mutual Supplement. Recently, Government Personnel Mutual has starting taking non-government people into their policies. Please ask me about the rate, how it works, and please tell me what you think. Thanks! Ron Silvermanurn:uuid:e8ad2a7e-dc01-4bae-893e-420db35d18faWe are finding that many people are having challenges with the price of health coverage. Sometimes we can help. For people who have no insurance and a pre-existing condition, there is a federal plan out there that I can help you with. For those of yo...Mon, 15 Aug 2011 13:25:07 -0500We are finding that many people are having challenges with the price of health coverage. Sometimes we can help. For people who have no insurance and a pre-existing condition, there is a federal plan out there that I can help you with. For those of you who just plain need coverage - please call. 386 860-0001 X7.<br /> Best Wishes always - Ron Silvermanurn:uuid:f9777284-1dd2-4b93-b23f-0358c6648d74Sinkhole Coverage for a Homeowner Policy usually includes catastophic coverage such as falling into a big hole. To obtain the Broader Coverage Sinkhole Collapse Coverage which includes lesser forms of sinkhole collapse, many companies are requiring y...Mon, 18 Jul 2011 13:08:50 -0500Sinkhole Coverage for a Homeowner Policy usually includes catastophic coverage such as falling into a big hole. To obtain the Broader Coverage Sinkhole Collapse Coverage which includes lesser forms of sinkhole collapse, many companies are requiring you to qualify for it, and the premium is starting rise. Please call us for all the details. It is an important coverage in Florida. Thanks. Ron Silvermanurn:uuid:a3d53c3e-2b32-458d-af7f-d91e2543327bDear Clients and Friends: There have been several changes in Insurance Rules and Regulations recently and&nbsp;one of these changes are the new forms for Excess and Surplus Lines coverage. It appears that clients now have the ability to choose a broa...Tue, 28 Jun 2011 08:38:53 -0500Dear Clients and Friends: There have been several changes in Insurance Rules and Regulations recently and&nbsp;one of these changes are the new forms for Excess and Surplus Lines coverage. It appears that clients now have the ability to choose a broader base of policies and possibily save some money. This comes with responsibility of fully understanding the policy. Call us now for a good explanation and the possibilty of saving some money. Ron Silverman 386 860 0001 X7urn:uuid:d00f85a9-5ce7-4acd-9b3b-c64d060af4afThe Seasonal Homeowner has particular needs in Florida. So many of our good clients live in Northern States and then come to Florida for the winter or plan to retire here. Please check with my Agency for the appropriate Policy for your situation. Wit...Mon, 25 Apr 2011 13:15:11 -0500The Seasonal Homeowner has particular needs in Florida. So many of our good clients live in Northern States and then come to Florida for the winter or plan to retire here. Please check with my Agency for the appropriate Policy for your situation. With the right information you can get a wonderful Seasonal Homeowner Policy that will be cost effective and cover your needs! Thanks. Ron Silvermanurn:uuid:440f6b3e-090b-4d60-842c-da9382f7ab11Dear Clients and Friends: Some Home Policies and some Business Policies can provide "Breakdown Coverage" for various appliances in your home and business. Please check with me to see if you need such a coverage. At Silverman Insurance Agency Nationwi...Wed, 23 Mar 2011 11:01:37 -0500Dear Clients and Friends: Some Home Policies and some Business Policies can provide "Breakdown Coverage" for various appliances in your home and business. Please check with me to see if you need such a coverage. At Silverman Insurance Agency Nationwide, we check your options if you take the time to review with us. Thanks. Ron Silverman - Silverman Insurance Agency Nationwide Deltona @ 386-860-0001 or <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>urn:uuid:173920b1-31d4-4fd9-9ee7-f2e4c23ca846Dear Clients and Friends: We have been selling Nationwide Insurance since 1981. And, Nationwide has some very excellent insurance products. However, in December of 2007, they made us Independent Agents and we sell and service many other major insuran...Tue, 22 Mar 2011 11:55:28 -0500Dear Clients and Friends: We have been selling Nationwide Insurance since 1981. And, Nationwide has some very excellent insurance products. However, in December of 2007, they made us Independent Agents and we sell and service many other major insurance companies. We sell over 30 Homeowner Insurance Companies, 10 Auto Insurance Companies and more Commercial Companies than we can count. It is a lot of information to keep track of - but we do it so we can be of best service to our clients. I want to thank our clients for utilizing our service and tell you all that I appreciate you trust and confidence. Call me personally and I promise to help you the very best I can. Best Wishes to all! Ron Silverman @ <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a> &nbsp;urn:uuid:81869602-a69e-4119-8331-b1ba25d0c22eDear Clients and Friends: Nationwide and Allied Insurance had their Annual Meeting in Orlando this past week. They announced an 8% Discount on their Automobile Insurance for people who have a Life Policy with the Company as of 6/15/2011. For those of...Fri, 11 Mar 2011 13:20:52 -0600Dear Clients and Friends: Nationwide and Allied Insurance had their Annual Meeting in Orlando this past week. They announced an 8% Discount on their Automobile Insurance for people who have a Life Policy with the Company as of 6/15/2011. For those of you who already have both, please call me as soon as possible to make sure you recieve the discount. Nationwide Auto Insurance And Nationwide Life - a great combination! Thanks. Ron Silverman <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>urn:uuid:46f11645-3393-47a0-a1be-b1be7505fea1Dear Friends - The cost of medical coverage has risen dramatically over the last few years. However, there are alternatives for most people that can fit the budget. It is a new day and age for Health Insurance and at the Silverman Insurance Agency, w...Fri, 18 Feb 2011 11:11:04 -0600Dear Friends - The cost of medical coverage has risen dramatically over the last few years. However, there are alternatives for most people that can fit the budget. It is a new day and age for Health Insurance and at the Silverman Insurance Agency, we have options for you. We have traditional plans and HSA plans and can help with your insurance needs. Please call for a quote. Also, do not forget that we have great choices on&nbsp;Business Insurance, Home Insurance, Auto Insurance and Life Insurance. Ron Silverman <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a> &nbsp;urn:uuid:6a6f39cc-6ff3-40d2-9e69-3bb24b2faeacDear Clients and Friends: More and More we are finding that Businesses are utilizing Home Offices and working out of their Homes. I understand this very greatly. In these times, Small Business Owners connect via Home Computers to clients for their se...Fri, 28 Jan 2011 10:16:38 -0600Dear Clients and Friends: More and More we are finding that Businesses are utilizing Home Offices and working out of their Homes. I understand this very greatly. In these times, Small Business Owners connect via Home Computers to clients for their services. Unless you actually need a Commercial location, like a restaurant -- you can operate a lucrative business right from your home. This requires a different insurance set of parameters than most people are used to. Please call me for information on the difference between Home Insurance and Business Insurance and how it all works. Have a great day! Ron Silverman <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>urn:uuid:8bc2e6d0-0129-4b4b-8580-eccffebb0e6cDear Clients and Friends: Some Home Insurance Policies cover "Teachers Liability" and many do not. Please call us for a quote if you are a Teacher so that we can determine what your coverage is or is not. Teacher Liability is not expensive and in thi...Mon, 10 Jan 2011 12:28:37 -0600Dear Clients and Friends: Some Home Insurance Policies cover "Teachers Liability" and many do not. Please call us for a quote if you are a Teacher so that we can determine what your coverage is or is not. Teacher Liability is not expensive and in this day of litigation, it is wise to look and see where you are holding! <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>&nbsp;urn:uuid:2b537323-8420-42db-b4fb-7095e17294e1Contractors -- Your Certificates and your Insurance Policies follow you for years. Work you did years ago can come back and you can be called to blame on something you might not have been responsible for. See me for a complete explanation and a prope...Fri, 17 Dec 2010 08:29:09 -0600Contractors -- Your Certificates and your Insurance Policies follow you for years. Work you did years ago can come back and you can be called to blame on something you might not have been responsible for. See me for a complete explanation and a proper way to keep Records! Thanks. Ron Silverman @ <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>&nbsp;urn:uuid:bcf1d91a-2f00-49ac-83ed-9264c5310a8fThe Worker Compensation Law is a primary law that governs employers and employees. If you ask someone to do a job for you -- you may inadvertently become an Employer without realizing it. Please write to me at www.silvermaninsurance.com&nbsp; I will ...Mon, 06 Dec 2010 13:08:25 -0600The Worker Compensation Law is a primary law that governs employers and employees. If you ask someone to do a job for you -- you may inadvertently become an Employer without realizing it. Please write to me at <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>&nbsp; I will help you with a policy! Thanks. Ron Silvermanurn:uuid:60c7cb1b-57cb-478e-b018-ea831cb78266Dear Clients: We are visiting Century 21 Real Estate Agents tomorrow to talk&nbsp;about Homeowner Insurance in Deltona. We will discuss the different values of homes and the cost of insurance. www.silvermaninsurance.com is the place to go for compara...Mon, 01 Nov 2010 08:27:53 -0500Dear Clients: We are visiting Century 21 Real Estate Agents tomorrow to talk&nbsp;about Homeowner Insurance in Deltona. We will discuss the different values of homes and the cost of insurance. <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a> is the place to go for comparative shopping on Home Insurance. I will report after we meet with them and tell you more about the Real Estate Market in Deltona and the surrounding area. Thanks. Ron Silvermanurn:uuid:f689c3b0-f6b8-489c-b396-7031ae91a217Dear Clients &amp; Friends: Commercial Insurance for Childrens' Daycare or Adults' Daycare is something that our office can help you with. Taking care of Children and taking care of Seniors is one of the great responsibilities we have today. Middle a...Fri, 22 Oct 2010 11:06:56 -0500Dear Clients &amp; Friends: Commercial Insurance for Childrens' Daycare or Adults' Daycare is something that our office can help you with. Taking care of Children and taking care of Seniors is one of the great responsibilities we have today. Middle aged people mostly work and must leaved their loved little ones and loved elderly ones in the care of others. If you have a Daycare Center, you are&nbsp;performing a real assistance to the community however the Insurance Needs for such a Center is complex. Please call me to help. Thank you for the work you do. Ronald N. Silverman, CIC, CISR.urn:uuid:ab0af99c-132c-4fe9-996b-736d3872a84cDear Clients: I read recently that a new law was passed concerning Condo Unit Owner Homeowner Insurance. It is my understanding that you still need to send a Certificate of Insurance to your Association but that you no longer need to name the Condomi...Wed, 22 Sep 2010 09:52:16 -0500Dear Clients: I read recently that a new law was passed concerning Condo Unit Owner Homeowner Insurance. It is my understanding that you still need to send a Certificate of Insurance to your Association but that you no longer need to name the Condominium Association as an Additional Insured or a Loss Payee -- please call me for details and I will look into your specific situation. Thank you. Ron Silverman - <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>&nbsp; 386 860 0001 X7urn:uuid:272fbef3-ec35-4e01-bece-38de3531d6b9Condominimum Owners Need Building Coverage: If you own a Condo, chances are that you may&nbsp;believe the Association is covering all of your Building and you may believe that all you must insure is your Contents. Nothing could be further from the tr...Wed, 25 Aug 2010 14:05:21 -0500Condominimum Owners Need Building Coverage: If you own a Condo, chances are that you may&nbsp;believe the Association is covering all of your Building and you may believe that all you must insure is your Contents. Nothing could be further from the truth.Please look carefully at the inside of your Condo. All the cabinetry, the vanity, the bathtub, the sink, the carpet, the wall coverings --- you need to make sure you have them covered. Please call me for the facts so a serious claim is not a disappointment. Thanks. <a href="http://www.silvermaninsurance.com">www.silvermaninsurance.com</a>&nbsp; Ron Silvermanurn:uuid:e4ff88c5-c64b-490a-8f4d-e9e44a06c773We provide Insurance for people who work on computers. It is a field that is becoming very large. Please contact me. It is not expensive and includes the Errors or Ommissions you might make. Please call or write. Ron SilvermanMon, 16 Aug 2010 12:20:35 -0500We provide Insurance for people who work on computers. It is a field that is becoming very large. Please contact me. It is not expensive and includes the Errors or Ommissions you might make. Please call or write. Ron Silvermanurn:uuid:1b62fdb0-88ad-4c8e-b2a8-7bdddfa0b0c1Home Insurance and &nbsp;Auto Insurance can have an Umbrella Liability Policy&nbsp;which will pay over and above the coverage in the basic policies. However, if there is a Boat owned by the Insured, it must be mentioned to the agent so that any Liabi...Mon, 02 Aug 2010 12:40:39 -0500Home Insurance and &nbsp;Auto Insurance can have an Umbrella Liability Policy&nbsp;which will pay over and above the coverage in the basic policies. However, if there is a Boat owned by the Insured, it must be mentioned to the agent so that any Liabilities with the Boat will be covered under the Umbrella. Boat accidents, unfortunately&nbsp;can cause great property damage and bodily inury. Ron Silvermanurn:uuid:a8a4bfc5-7d1a-496b-a362-1c4288971119Dear Clients and Friends: When someone does a small contracting job for you, in addition to other items, please get a copy of their General Liability Certificate of Insurance. I&nbsp;recently had a client who had a roof put on improperly. While the G...Mon, 26 Jul 2010 12:20:58 -0500Dear Clients and Friends: When someone does a small contracting job for you, in addition to other items, please get a copy of their General Liability Certificate of Insurance. I&nbsp;recently had a client who had a roof put on improperly. While the General Liability Policy does not cover the quality of craftsmanship of the contractor -- it may cover damage that is done to your ceiling and walls if as a result of their negligent installation. Please call me for more details. Ron Silvermanurn:uuid:916fb574-7faa-4634-9ac3-1e2e3a19b68dDear Clients &amp; Friends: I went to a Class yesterday that talked about Comparative Negligence in Florida Auto Accidents. I need all my clients to be aware that an accident (or crash) is evaluated from many different perspectives. You can be partia...Fri, 23 Jul 2010 10:53:18 -0500Dear Clients &amp; Friends: I went to a Class yesterday that talked about Comparative Negligence in Florida Auto Accidents. I need all my clients to be aware that an accident (or crash) is evaluated from many different perspectives. You can be partially at fault if your radio was on and you were listening to a talk show. Yes -- as crazy as it seems, there are laws which allow distractions to be included as to how your state of mind was --even though the other guys seems totally at fault. Call me for more info! Thanks. Ron Silverman 386 860 0001 X7urn:uuid:f76807bd-b694-44a1-9073-1cbec90b9f26Home Insurance can be tricky on sink hole coverage. All companies must include catastrophic sink hole -- but optional sink hole coverage (not falling completely into the hole but still having damage) is an additional premium. It is available in some ...Wed, 21 Jul 2010 09:26:01 -0500Home Insurance can be tricky on sink hole coverage. All companies must include catastrophic sink hole -- but optional sink hole coverage (not falling completely into the hole but still having damage) is an additional premium. It is available in some counties and not in others. In some cases the company wants you to have an inspection done at your own expense before they will add the coverage. Call me for information on your home. Thanks. Ron Silverman <a href="mailto:silverr2@cfl.rr.com">silverr2@cfl.rr.com</a>&nbsp; 386-860-0001 X7urn:uuid:9f34f1d6-5bfa-48d9-946c-63896a9fd0bfDear Friends -- I have noticed that many of the insurance companies that will give you a quick quote for a&nbsp;Home Policy&nbsp;are leaving off coverages. It makes the quote for the home policy look very appealing but come the time of the claim -- t...Mon, 19 Jul 2010 11:30:46 -0500Dear Friends -- I have noticed that many of the insurance companies that will give you a quick quote for a&nbsp;Home Policy&nbsp;are leaving off coverages. It makes the quote for the home policy look very appealing but come the time of the claim -- there is no coverage. Not all policies are the same and in these times of computer quick quoting -- please make an appoinment with me or one of our excellent agents and review the policy before buying. We hope you never have a claim -- but if you do, you will be glad you reviewed the coverage. I recommend and annual review for everyone. Thanks. Ron Silverman 386 860 0001 X7urn:uuid:539abda1-3d1a-4308-8ffe-30f7982902bbSilvermaninsurance.com -- The cost to rebuild your home, the value you are taxed at, the sale value of the home&nbsp;and&nbsp;the value that the bank will loan you money on are all different at this time. I do not believe I have ever seen these value...Thu, 15 Jul 2010 15:39:48 -0500Silvermaninsurance.com -- The cost to rebuild your home, the value you are taxed at, the sale value of the home&nbsp;and&nbsp;the value that the bank will loan you money on are all different at this time. I do not believe I have ever seen these values so different. The insurance value is based on the cost to rebuild and not the other values. Not all policies are the same --&nbsp;some may&nbsp;have a coverage you may need and some have that coverage only&nbsp;as an option where you have to pay more. Contact Ron Silverman for evaluation of Deltona Home Insurance for a proper review of any home in the greater Orlando-Daytona area! All the best to you! Ron Silvermanurn:uuid:91f8bdac-f5db-43a2-956b-9bfc4ac9e4e6Florida CIC Committee Meeting on Monday Morning - by Special Invitation. Insurance Education is working in Florida!Sat, 08 May 2010 06:24:27 -0500Florida CIC Committee Meeting on Monday Morning - by Special Invitation. Insurance Education is working in Florida!urn:uuid:1b79a7ed-db3c-4e95-8feb-71f28116b081Please ask us what Companies we recommend for Homes! We have Companies that are Financially strong!!!! Please call me for more info - silverr2@cfl.rr.com 386 860 0001 X7 Mon, 26 Apr 2010 09:44:20 -0500Please ask us what Companies we recommend for Homes! We have Companies that are Financially strong!!!! Please call me for more info - <a href="mailto:silverr2@cfl.rr.com">silverr2@cfl.rr.com</a> 386 860 0001 X7 urn:uuid:0e635309-2ae3-4b08-9358-13b8122d08c9The www.piafl.org Expo in Orlando was great! Steve Anderson was my favorite speaker. Saw a lot of friends! Loved it! Fri, 23 Apr 2010 12:31:46 -0500The <a href="http://www.piafl.org">www.piafl.org</a> Expo in Orlando was great! Steve Anderson was my favorite speaker. Saw a lot of friends! Loved it!